Get Pre-Approved
Before you start shopping, get pre-approved for a mortgage. This tells you exactly how much home you can afford and shows sellers you're a serious buyer.
Tips:
- •Gather pay stubs, tax returns, and bank statements
- •Check your credit score beforehand
- •Compare rates from multiple lenders
- •Get a pre-approval letter, not just pre-qualification
Define Your Needs
Make a list of must-haves vs. nice-to-haves. Consider location, school districts, commute times, and home features that matter most to your family.
Tips:
- •Prioritize needs over wants
- •Consider future needs (growing family, aging parents)
- •Research neighborhoods and school ratings
- •Think about resale value
Search & Tour Homes
I'll set you up with custom searches and schedule showings that fit your schedule. We'll visit properties together so you can see homes in person.
Tips:
- •Take photos and notes at each showing
- •Visit neighborhoods at different times of day
- •Don't be afraid to look at many homes
- •Trust your gut feelings about a home
Make an Offer
When you find the right home, I'll help you craft a competitive offer based on market analysis. We'll negotiate on your behalf to get the best terms.
Tips:
- •Be prepared to act quickly in a competitive market
- •Consider more than just price (closing date, contingencies)
- •Earnest money shows you're serious
- •Trust my guidance on local market conditions
Inspections & Appraisal
Once under contract, we'll schedule a home inspection and the lender will order an appraisal. These protect you from unexpected issues and ensure fair value.
Tips:
- •Always get a professional home inspection
- •Attend the inspection and ask questions
- •Review the inspection report carefully
- •We can negotiate repairs or credits if needed
Final Walkthrough
Before closing, we'll do a final walkthrough to ensure the home is in the agreed-upon condition and any negotiated repairs have been completed.
Tips:
- •Test all appliances and systems
- •Check that agreed repairs were made
- •Ensure the home is empty (unless items convey)
- •Note any new issues that need addressing
Closing Day
The big day! You'll sign the final paperwork, the title transfers, and you get the keys to your new home. Congratulations - you're a homeowner!
Tips:
- •Bring a valid ID to closing
- •Review the Closing Disclosure in advance
- •Wire funds (never email wire instructions)
- •Celebrate your new home!
Ready to Make Your Move?
Whether you're buying your first home, selling a family property, or looking to invest, I'm here to help you every step of the way.
Questions? Get in touch or call 512-897-2390